Do you have an idea?
Why not consider a Start up Loan
A Start up Loan is a government funded scheme to provide business loans and mentors for entrepreneurs. The Start up Loan is a personal loan for business purposes only, interest rate at 6%.
Age 18 and above permanent resident with the right to work in the UK with an acceptable business idea or have already started your business, but have not been trading for more than 12 months then this could be for you.
You have the added bonus of a mentor to help after receiving your loan; a mentor might have run their own business, worked for many years with clients who run small businesses. Your mentor is there to answer any question you may have.